You learn about the lawsuit when the bank freezes the account. Or the summons went to a registered agent nobody has updated in years, or the insurer was supposed to respond and did not. Now there is a judgment against your company, for a number nobody tested, in a case you never defended.
A default judgment is serious, but it is often not the end. Illinois gives a defendant one route within 30 days of a final judgment and a harder route for up to two years after it, and a judgment entered without valid service stands on different footing altogether. The question that decides which route applies is how much time has passed, so the calendar comes first.
Chicago Business Litigation Lawyer Blog

